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For starters, it's not the end of the world, just a little inconvenient.
Although maybe that title should really read "I totalled my mum's car" has a different meaning when you're over forty and have a job where the insurance excess isn't going to break the bank and your mum was just waiting for the car to expire anyway.
But, yes, the prang I had on the weekend? Apparently the car is insured for less than the insurance deemed worth fixing. It's cheaper for them to pay it out than it is for them to fix it. Technically, this means I did not "total" the car, but you must admit, it kind of sounds dramatic, yeah?
Parentals are retired, living up the coast, and have a car which they use for most of their trips around. Mum's car was the spare, and while this will impact their ability to do separate things, I don't think it will bother them as much as if, say, this had happened five or six years ago while mum was working. We're just lucky that the car wasn't in needful use by mum or anyone else, because I can think of a number of people of my acquaintance for whom it would be cheaper for them to have insurance to pay for repairs than it would be for them to buy a new car, register it, and get it on the road.
Although it does mean B2 (sister who is not always on the ball about finances and small matters like DRIVING OVER ROAD SEPARATORS) may have to be more careful because she won't have mum's car to fall back upon. *sigh*
But yes. I crashed my mum's car, and now it's going to salvage.
So...does this count as late adolescence? Or possibly a mid-life crisis?
Although maybe that title should really read "I totalled my mum's car" has a different meaning when you're over forty and have a job where the insurance excess isn't going to break the bank and your mum was just waiting for the car to expire anyway.
But, yes, the prang I had on the weekend? Apparently the car is insured for less than the insurance deemed worth fixing. It's cheaper for them to pay it out than it is for them to fix it. Technically, this means I did not "total" the car, but you must admit, it kind of sounds dramatic, yeah?
Parentals are retired, living up the coast, and have a car which they use for most of their trips around. Mum's car was the spare, and while this will impact their ability to do separate things, I don't think it will bother them as much as if, say, this had happened five or six years ago while mum was working. We're just lucky that the car wasn't in needful use by mum or anyone else, because I can think of a number of people of my acquaintance for whom it would be cheaper for them to have insurance to pay for repairs than it would be for them to buy a new car, register it, and get it on the road.
Although it does mean B2 (sister who is not always on the ball about finances and small matters like DRIVING OVER ROAD SEPARATORS) may have to be more careful because she won't have mum's car to fall back upon. *sigh*
But yes. I crashed my mum's car, and now it's going to salvage.
So...does this count as late adolescence? Or possibly a mid-life crisis?
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Yeah, I'm all okay, the other car's inhabitants are all okay. I was grumpy and shocked when it happened, but mostly grumpy because: prang, and it would have been an avoidable one in my car (my mother's car is a brick on wheels, and the brakes are seriously unresponsive).
Anyway, they're towing the car to salvage this morning.
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Still, bit of a bummer. (As someone who had her mom's car stolen and crashed beyond repair in Amsterdam, I feel you.)
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The car will be towed/taken away sometime today...
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